Four Seasons at Harbor Bay

Four Seasons at Harbor Bay is a 387-home K. Hovnanian active adult community tucked into the Great Bay area of Little Egg Harbor Township in southern Ocean County, NJ. Construction began in 2007, the clubhouse opened in March 2010, and the community has since sold out as a new-build — today it trades entirely on the resale market. The neighborhood sits on gentle rolling terrain directly adjacent to Sea Oaks Golf Club, a public 18-hole championship course designed by Ray Hearn on 194 acres of natural Pine Barrens terrain, giving residents walk-to-the-tee access to top-tier golf without private club dues. The homes are spacious craftsman-style single-family residences ranging from 1,838 to 3,430 square feet with two or three bedrooms, two to three bathrooms, and attached two-car garages. Sixteen floor plans were originally offered, all with first-floor primary suites, 9-foot ceilings (many with vaulted options), and a basement option where the homesite allowed — a relative rarity in Jersey Shore 55+ communities. Many homes include loft options that add an upstairs bedroom and bath, and some floor plans were exclusive to this community rather than shared across the broader Four Seasons portfolio. Homes back to the golf course, wooded buffers, or sit on quiet cul-de-sacs, giving the neighborhood a varied, parklike feel residents frequently compare to living in a private park. Social life revolves around the 16,000-square-foot two-story clubhouse, which opened in 2010 with a craftsman/seashore-inspired design. The clubhouse houses an indoor pool, sauna, state-of-the-art fitness center, aerobics and dance studio, ballroom, catering kitchen, multipurpose room, billiards and sports room, card rooms, craft rooms, library, and computer room. Outside, residents have an outdoor pool, tennis courts, pickleball, bocce, shuffleboard, horseshoes, and a putting green with practice area. A full-time activities director runs a busy social calendar, and active clubs include bridge, canasta, book club, fishing club, ballroom dancing, aqua Zumba, chair yoga, billiards, and a continuous learning group, among others. Location is one of Harbor Bay's strongest selling points. The community sits at Exit 58 of the Garden State Parkway, putting Long Beach Island beaches about 12 miles (roughly 15 minutes) east, Atlantic City and its casinos, boardwalk, and beaches about 30 miles south, and Philadelphia and New York City both reachable as day trips. The area is known for fishing, boating, and Jersey Shore coastal life, with Tuckerton Seaport and Great Bay just minutes away. HOA dues are a flat $294 per month covering lawn maintenance, snow removal, common grounds and amenities, and professional management — notably affordable for a clubhouse-driven 55+ community in New Jersey. There is no CDD. Residents describe the vibe as friendly, social, and coastal-casual, with strong engagement around the clubhouse, the adjacent golf course, and the beaches a short drive away.