Our Top 55+ Communities Under and Over $300,000

If you're looking for a retirement community in Central Florida, you're in luck! And if you're wondering what our top 55+ communities over and under $300k, this is the article for you! With its beautiful weather and miles of coastline, it's no wonder so many people choose to spend their golden years in the Sunshine State of Florida.

We've complied a list of our top retirement communities in Central Florida to fit any budget! Keep reading for information on pricing, amenities, and lifestyle in our top 55+ communities over and under $300k!

Top 55+ Communities Under $300,000:

Royal Highlands

First on the list of top 55+ communities under $300,000 is Royal Highlands. The beauty of Royal Highlands and the surrounding areas makes it an idea place where to retire in Florida. The hills and lakes of Clermont are close by and residents can take a stroll through Pear Park which is also conveniently located near Royal Highlands.

You'll experience a quiet and rural atmosphere even though the city of Clermont is nearby and growing at a steady pace. There's plenty of water all around the property, as well as natural conservation areas that provide glimpses of wildlife throughout the day.

The golf course is well maintained, and there's even a photography course available for those with a passion for capturing the moment. You can find homes in Royal Highlands that start in the low $200s and it's one of the best 55 plus communities in Florida for the price. Not to mention, the Royal Highlands HOA is just $224 per month.

Want to know what it's really like to live here? Read a story from real buyers about moving to Royal highlands and get an inside look at the experience from someone who made the move.

Kings Ridge

Next up is Kings Ridge. Kings Ridge is so close to Clermont that you can drive your golf cart to the plaza to take care of errands or grab a quick bite to eat.

Beautiful pools, rolling lush hills, and a clubhouse are just a few of the amenities that are available to residents. Kings Ridge also offers a variety of activities from billiards and bocce ball, to golf and pickleball.

The community is built with villas that don't require any maintenance and are perfect for retirees who want to focus on enjoying their lifestyle.

Prices range in Kings Ridge, but you'll have no problem finding one that starts from the mid $200s when retiring in Florida. You'll also be responsible for a Kings Ridge HOA of $384-$422 per month, depending on lot size.

Top 55+ Communities Over $300,000:

Lakes of Mount Dora

Once you set foot on the property, it’s easy to see why people love it. Everywhere you look, there are stunning water views—including from the beautiful clubhouse that overlooks the lakes.

Downtown Mt. Dora is extremely close by, so you'll gain access to a variety of restaurants, shops, live music venues, and art festivals. It's like having the resort lifestyle, but still living in a quiet and respectful community.

All the homes in the Lakes of Mount Dora are beautiful, with builds by some of the best contractors in Florida. As such, they come with a slightly higher price tag starting at around $350,000. You'll also have to pay the Lakes of Mt Dora HOA fee of $250 each month.

Gatherings of Lake Nona

Another community in Florida that is worth paying slightly more for is the Gatherings of Lake Nona. The breathtaking complex is made up of condos, which means you won't have any upkeep or maintenance to have to worry about.

With a pool, dog park, gym, and pickleball courts you have most of what you need on the grounds. But, if you want more you can easily access the tons of restaurants, music venues, and shopping areas nearby using your golf cart.

With a newly built VA hospital close by, the Gatherings of Lake Nona have something for everyone and the homes only start at the high $200s. Unfortunately, you'll have to pay the high Gatherings of Lake Nona HOA of $575 each month.

Honorable Mention For Our Top 55+ Communities Over and Under $300k:

Under $300,000: Arlington Ridge

In Arlington Ridge, you'll have no problem finding an activity you love. The property is well-known for its 18-hole golf course, but it also has a resort-style outdoor pool, hot tub, crafts room, recreation hall, and gym.

The community has an energetic atmosphere, so you should have no issue staying active and busy with your fellow residents. The new theatre provides a perfect opportunity to unwind and relax while watching a good movie and there are plenty of retail stores and shops nearby.

Homes in Arlington Ridge start around $200,000, so it's a perfect option for those on a budget who still want world-class amenities. The Arlington Ridge HOA fee ranges depending on the style of home you choose. Arlington Ridge Single Family home HOA fees range from $316-$346. Townhomes, Villas and Duplexes at Arlington Ridge HOA fees are about $807, but they cover much of the exterior and some interior maintenance as well.

Over $300,000: Trilogy Orlando

Trilogy Orlando earns an honorable mention even though home prices tend to be over $300,000. The atmosphere here feels like having a resort in your backyard, but with the comforts and privacy of home.

Surrounded by nature, the grounds are beautifully maintained and offer a quiet, serene environment. The clubhouse features a state-of-the-art gym, resort-style pool, tennis courts, and a packed calendar of entertainment and activities to keep you as social (or relaxed) as you want to be.

The average home price in Trilogy Orlando is around $430,000 and the Trilogy HOA is higher at $475 compared to other communities because much of the maintenance is handled from the moment you move in.

Curious what it's really like to live in this resort-style setting? Check out what our buyers had to say about their move to Trilogy Orlando. Their story might just make you want to pack your bags.

Why do we love these 55+ communities over and under $300,000?

The Sunshine State of Florida is full of both beauty and opportunity for retirement living. With a seemingly endless selection of 55+ communities to choose from, it might feel intimidating to make your decision. We hope that our list of top 55+ communities over and under $300k has provided some guidance. Whether you're dreaming of golf courses and clubhouses or simply looking for a cozy home to settle down in, there's a 55+ community for everyone.

Ready to check out our top 55+ communities over and under $300,000? What are you waiting for? Reach out to Explore55Plus today to get connected with an expert to help you explore your options!