WaterSong at RiverTown is one of the most nature-rich 55+ communities in Northeast Florida. Built by Mattamy Homes inside the RiverTown master-planned community in St. Johns County, it gives residents a private, gated 55+ neighborhood and access to resort-style amenities along the St. Johns River, a combination that's harder to find than you'd think.
Where WaterSong at RiverTown is located
WaterSong sits in St. Johns County, Florida, consistently ranked among the state's top counties for schools, safety, and quality of life. Downtown Jacksonville is about 30 minutes away; historic St. Augustine is roughly the same distance in the other direction. That puts you close to major airports, large hospitals, beaches, and one of the more charming small cities in the region.
What makes WaterSong different: the natural setting
A lot of Florida developments clear-cut the land and start from scratch. WaterSong doesn't. Mature trees line the streets, canopy cover shades the sidewalks, and the community is organized around two distinct natural districts, the Preserve District and the Ravines District, each with its own character and trail system.
Across those two districts, WaterSong has 16 walking and biking trails (8 per district). If you want to stay active outdoors without getting in a car, or you have a dog that needs real walks, that's a meaningful number. Morning walks here don't feel like a march through a generic subdivision.
Amenities at WaterSong at RiverTown
As a WaterSong resident, you get two layers of amenities: the private 55+ clubhouse and everything the broader RiverTown master plan includes.
WaterSong's private clubhouse
The gated WaterSong Clubhouse is exclusively for 55+ residents and includes:
- Fitness center
- Heated lap pool
- Leisure pool
- Beer garden with self-serve taps
- Bocce ball courts
- Pickleball courts
RiverTown master-plan amenities
WaterSong residents can also use the full RiverTown amenity package, which is genuinely impressive for a residential neighborhood:
- River Club: a private restaurant overlooking the St. Johns River
- River House: tennis, pickleball, and community gathering spaces
- River Lodge: resort-style pool, lazy river, zip line, and beach volleyball
A zip line and a lazy river in a neighborhood amenity package is not something you come across every day. RiverTown's master plan spans approximately 12,000 homes total, so the infrastructure behind these amenities is built to last.
WaterSong at RiverTown pricing and HOA fees
Knowing the full cost picture before you visit saves a lot of headaches:
- Single-family HOA fee: $211/month (lawn care not included)
- Villa HOA fee: $487/month (covers roof replacement, exterior painting, power washing twice a year, and full lawn care and watering)
- CDD fees: $2,500-$3,800 per year, billed on your annual property tax statement
- One-time capital contribution: approximately $1,000 at closing
- Lot premiums: $20,000-$55,000 depending on location and views
Natural gas is available in the community, worth noting if your appliance or heating preferences run that way.
Where WaterSong stands in its build-out
WaterSong is currently in its 6th and final phase, with approximately 785 homes at build-out. Getting in toward the end might sound like a downside, but it means the amenities are fully open, the community has an established feel, and you can see exactly what you're buying into. There are currently around 8 quick move-in homes available for buyers on a shorter timeline.
Should you use a buyer's agent at WaterSong?
Yes. When you buy a new-construction home directly from a builder like Mattamy Homes, the sales representative in the model home works for the builder, not for you. An independent buyer's agent (like the agents Explore55Plus connects you with) costs you nothing, the builder pays the commission, but it can make a real difference in which lots you get access to, what incentives are negotiated, and how the contract process goes. Don't walk into the sales office without representation.
Quick facts: WaterSong at RiverTown
- Builder: Mattamy Homes
- Location: St. Johns County, FL (about 30 min to Jacksonville and St. Augustine)
- Age restriction: 55+
- Total homes: approximately 785 at build-out (6th and final phase)
- Single-family HOA: $211/month
- Villa HOA: $487/month (maintenance included)
- CDD fees: $2,500-$3,800/year
- Trails: 16 walking/biking trails across two districts
- Utilities: natural gas available
- Quick move-ins: approximately 8 currently available
If WaterSong at RiverTown looks like a contender, the next step is seeing how it compares to other communities on your list. Create your free account on Explore55Plus and our AI will match you to 55+ communities based on your budget, lifestyle, and must-haves, giving each one a personal match score. Save the ones you like and compare them side by side in the Decision Matrix.
