Guides to Retiring

7 Best Places to Retire in the United States

Author avatarTeam @ Explore55Plus
5 minute read
WaterSong at RiverTown, Jacksonville

There is nothing more enjoyable than picking the right location for retirement after years of hard work. The most important factors you need to consider when choosing where to retire include the costs of living, access to health, quality of life, and security. To guide you in your search, we at Explore55Plus have shortlisted the seven best places to retire in the United States.

1. Winston-Salem, North Carolina

Winston-Salem is the perfect destination for retiring on a budget in the US. Although the city has a low average income, the low cost of living makes life very affordable for those moving in to retire. The average housing cost in the area stands at $145,725. Average monthly rent and mortgage costs are $732 and $1,137. From historical museums to hiking, the city offers a range of activities suitable for retirees.

2. Jacksonville, Florida

Jacksonville is one of the fastest developing cities in the US. This city is one of the best places for retirement in the US, and it has over 1.5 million inhabitants. Nearby is the Mayo Clinic — which specializes in quality adult care. The metro area registers an average housing cost of $172,500. The average monthly rent is $1,019, and the average monthly mortgage cost is $1,404.

3. Lancaster County, Pennsylvania

Lancaster County is one of the cheapest places to retire on our list with an average housing cost at $196,025, average mortgage cost at $1,482, and average monthly rent at $957. Reputed for its Amish farmlands, Lancaster County is just a 23-minute drive away from Harrisburg and Philadelphia. The county also reports minimal safety and crime issues.

4. Fort Meyers, Florida

Fort Meyers is the favorite retirement destination for retirees in the US, with over a quarter of its population over 65 years old. The median housing cost is $200,000, with an average monthly rent of $1,035 and an average monthly mortgage cost of $1,377. Fort Meyers also has a small-town feel and is a great destination to spend your retirement lying on beaches or fishing.

5. Port St. Lucie, Florida

Port St. Lucie is one of the most affordable metropolia in South Florida. The city has an average housing cost of $211,083, an average monthly rent of $1,047, and an average monthly mortgage cost of $1,392. Although the cost of restaurants and groceries is higher than the average, the city’s beautiful beaches and rivers provide a peaceful atmosphere for retirees who make up 32% of the city’s population.

6. Sarasota, Florida

Sarasota's beaches, parks, and golf courses attract a lot of retirees — as over 35% of its population is over 65 years old. The median housing cost stands at $237,260, average mortgage expenses at $1,436 per month, and monthly rent at $1,089. Also, the Sarasota Memorial Hospital ranks among the top 10 in Southern Florida.

7. Asheville, North Carolina

Located close to Great Smoky Mountains National Park, Asheville is an adventurous retirement location that appeals to thrillseekers looking for excitement. With a population of 445,625 inhabitants, Asheville's average housing cost is $248,500. The average cost of rent is $849 per month, and the median mortgage cost is $1,288 per month. With 28% of its population aged 65 and above, Asheville is a great creative and entertainment hub for retirees.

There you have it! These are our top seven best places to retire in the US. There are many other cities all over the US worth mentioning, of course. So stay tuned in order to not miss any amazing retirement opportunities.

This listing is done based on economic factors that are subject to change.

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