Florida Communities — 15 minute read

The 25 Best Retirement Communities in Orlando, Florida

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Team @ Explore55Plus23rd, May, 2023

Top-Rated 55+ Communities Near Orlando

Retiring near Orlando means choosing between sunshine, golf carts, pickleball, and... well, more sunshine. We won’t pick your dream home for you, but we can point you toward 25 standout 55+ communities that make every day feel like a staycation.

Each one on this list has been handpicked by the real estate pros at Explore55Plus—so whether you're dreaming of water views, low-maintenance living, or nonstop activities, there's a Florida fit waiting just outside Orlando.

1. Solivita

In the Orlando and Celebration areas, Solivita retirement community is a very popular choice among 55+ communities near Disney World. Home prices range from the low $200,000s to low $700,000s, and the community includes 5,900 homes. Construction at Solivita began in 2000 and is still going strong today.

HOA fees are approximately $522 per month, with CDD fees around $52 per month. While these numbers might seem high at first glance, they support a long list of amenities: 11 outdoor pools, several indoor pools, multiple gyms, clubhouses and even a few golf courses. There are tons of things to do within the gates of Solivita, and the surrounding area is quickly catching up, with a newly built hospital and a growing number of restaurants.

2. Twin Lakes

Twin Lakes is located in St. Cloud, one of the more rural parts of Central Florida. While it still has that laid-back, small-town feel, St. Cloud is growing fast. New developments and entertainment options are popping up alongside beautiful natural areas.

The community itself features a lake with a dock, so residents can enjoy kayaking, boating, and soaking up the Florida sunshine. Homes here range from the low $300,000s to the low $700,000s and include both villas and single-family homes. You can still buy new construction too! Construction began in 2016 and continues with it's newest phase built by the famed Del Webb.

Both types of homes can be bought new, as building started in 2016 and is ongoing. HOA fees range from $310 to $467 depending on which type of home you opt for, and there is a monthly CDD of around $90. There are currently 1,650 homes at Twin Lakes, making this a perfect mid-sized community.

3. Del Webb Sunbridge

Del Webb Sunbridge has quickly become one of the most sought-after 55+ communities in Central Florida, and it's easy to see why! Construction began in 2019, and new homes are still being added, so if you're looking for fresh construction in a beautifully designed neighborhood, this is one to keep an eye on.

Prices currently range from the low $400,000s to the high $800,000s, with options for both villas and single-family homes. HOA fees run between $412 and $513 per month depending on home type. There are also monthly CDD fees here coming in around $102 for villas and $114 for single-family homes.

Del Webb has big plans for this community. With over 1,350 homes planned, it's poised to continue growing into a full-fledged master-planned community. New amenities and features continue to roll out, making it a top pick for retirees who want an active lifestyle and modern living, all in one place.

4. Del Webb Orlando

Despite its name, Del Webb Orlando is actually based in Davenport, Florida, just about 20 minutes from the heart of Orlando. Building wrapped up in 2021, with 830 homes total, creating a cozy, well-established neighborhood feel. Resale homes do come on the market regularly, offering a great opportunity to get into this beautiful community.

Prices typically range from the mid $200,000s to the mid $400,000s, making it one of the more budget-friendly Del Webb options in this area. HOA fees fall between $336 and $447 per month, and since it's part of a larger master-planned development, there's also an annual master community fee of $840.

The community is gorgeous and well-maintained, featuring a private pier on the nearby lake, a stylish clubhouse, and a pristine golf course. If you're looking for a peaceful, amenity-rich lifestyle without the need for new construction, Del Webb Orlando is worth a closer look.

5. Four Seasons at Orlando

Built by K. Hovnanian, the upscale custom homes at Four Seasons Orlando 55+ community offer impressive quality at surprisingly reasonable prices. Recently, homes have sold from the mid $300,000s to the high $600,000s, making it a strong value for custom-style construction in a gated 55+ setting.

HOA fees range from $315 to $358 per month, and CDD fees come out to about $134 per month. Construction here began in 2017, and the community now includes 554 homes, giving it an intimate atmosphere.

There's a lot to love about Four Seasons Orlando, especially its unbeatable location just 10 minutes from Orlando's theme parks, like Disney World and Universal Studios. The prestigious Mystic Dunes Golf Club runs right through the property. Whether you're into golf or just enjoy the peaceful views, this friendly, well-connected community brings a lot to the table.

6. The Lakes at Harmony

With prices ranging from the low $200,000s to the high $600,000s, The Lakes at Harmony is a great option for people seeking variety with mid-range price points. HOA fees range from $226 to $435 per month, and CDD fees are approximately $114 per month.

Construction began in 2016 and is now in its final phase, but there’s still time to snag a new build. Whether you’re looking for a move-in ready resale or a fresh start with new construction, there are plenty of options to fit your timeline.

The community blends seamlessly into the greater Harmony master plan, giving residents access to a shared golf course, and easy connections to nearby neighborhoods through the town center.

7. Tohoqua Reserve

Tohoqua Reserve is a boutique 55+ community by Del Webb located in Kissimmee, Florida. Construction kicked off in 2022 and has since wrapped up, leaving an exciting, close-knit neighborhood of just 258 homes. Small enough to feel personal, but big enough to stay social.

Homes here have recently sold between the high $300,000s and low $600,000s, giving retiree buyers a nice range of options. As of 2025, HOA fees are around $242 per month, and CDD fees come in at about $158 per month, covering everything from community maintenance to amenities.

And speaking of amenities, this community may be compact, but it certainly doesn't feel that way. You'll find a private clubhouse, resort-style pool, fitness center, pickleball and bocce courts, and walking trails. As a bonus, residents get access to the larger Tohoqua master-planned community, which means even more green space and amenities to enjoy, all in the perfect Central Florida location.

8. Gatherings of Lake Nona

Lake Nona is one of Central Florida's most talked-about areas. It's modern, walkable, and packed with high-quality restaurants, local boutiques, and fresh development all around. And nestled right into all that excitement is Gatherings of Lake Nona, a unique 55+ community that started building in 2017 and is still expanding today.

Unlike other neighborhoods on our list, this one is made up entirely of condominiums, making it a top-tier pick for those looking for the 'lock and leave' lifestyle. Prices typically range from the mid $300,000s to the mid $500,000s, with HOA fees between $469 and $851 per month. CDD fees are about $65 per month.

There are 216 condos, and while the community may be smaller in size, it doesn't hold back when it comes to style. Residents enjoy the perks of low-maintenance living alongside a full lineup of amenities and activities, all in one of the most desirable and fast-growing areas in Florida.

9. Del Webb Oasis

Del Webb Oasis is another exciting new 55+ community in Central Florida! Located in Winter Garden, construction began in 2020, and the community is still growing, with plans for 422 homes.

Prices range from the low $400,000s to nearly $1 million, and HOA fees fall between $504 to $615 per month. Even better? There are no CDD fees, which makes this a rare find for an active adult community in the Orlando area.

Although it's still in progress, there's a lot to love. Del Webb Oasis is less than 10 miles from top Orlando attractions like Walt Disney World and Universal Studios, so fun is always just around the corner. And because everything is brand new, future homeowners can expect the signature Del Webb quality from the ground up.

10. Plantation at Leesburg

Plantation at Leesburg is one of the most affordable options on our list, with home prices ranging from the mid $100,000s to the high $400,000s. HOA fees are budget-friendly too, typically between $135 and $165 per month with no CDD fees.

Building began back in 1993 and wrapped up in 2008, resulting in a well-established, thoughtfully planned neighborhood with 2,820 homes in total. Over the years, it's become one of Leesburg's most beloved 55+ communities, known for its friendly atmosphere and strong sense of connection.

It's also no surprise that resale homes have become harder to find in recent years, thanks to the beautiful, well-maintained amenities and the welcoming vibe that makes this community feel like home from the moment you arrive. Plus, with so many other 55+ communities nearby, it's easy to find your people in Leesburg.

11. Kings Ridge

Kings Ridge is located in the Leesburg area, right along what some call "55+ Row," a stretch filled with popular active adult communities. While there are plenty of great options here, Kings Ridge stands out in a few key ways.

For starters, it's just minutes from downtown Clermont, a cute area with plenty of shopping, dining, and lakeside views. It's also the only 55+ community in the area where you can take a quick golf cart ride to Publix, which is a serious perk for everyday convenience.

This mid-sized community includes 2,088 homes, built between 1995 and 2005, offering mature landscaping and established charm. Fortunately, the prime location hasn't driven up the price. Resale homes typically range from the mid $200,000s to the low $400,000s. HOA fees vary from $356 to $520 per month, and there are no CDD fees.

As a bonus, Kings Ridge is surrounded by beautiful golf courses, making it a great pick for golf lovers or anyone who enjoys scenic green space and a relaxed, resort-style lifestyle.

12. Royal Highlands

Royal Highlands is another one of our most affordable 55+ communities near Orlando, with homes priced from the mid $200,000s to the high $400,000s. The HOA fee is a budget-friendly $224 per month, and there are no CDD fees.

Construction began in 1990 and wrapped up in 2007, resulting in a well-established community of 1,500 homes. Located between Clermont and Leesburg, Royal Highlands has a more rural, nature-filled setting, surrounded by conservation areas that are perfect for birdwatching, peaceful walks, and quiet mornings on the porch.

And if you're a golf lover? You're in luck! Royal Highlands features its own golf course, giving residents easy access to fairways and fun without leaving the neighborhood.

Despite its tranquil setting, you're never far from what you need. Publix is just eight minutes away, so essentials are always within easy reach. For retirees looking to escape the Orlando bustle while still enjoying great amenities, Royal Highlands is a fan favorite.

13. Trilogy Orlando

Trilogy is one of our favorite 55+ communities near Orlando, Florida — and for good reason! Construction began in 2005 and wrapped up in 2021, leaving behind a beautifully finished neighborhood with a wide variety of home styles and price points. Homes typically range from the high $200,000s to the low $600,000s, so it's easy to find something that works with your budget!

HOA fees are around $549 per month, and CDD fees vary depending on which section of the neighborhood you purchase in. While the HOA fee may seem a bit high, Trilogy Orlando offers one of the highest amenity-to-resident ratios in the area, making it one of the most feature-rich 55+ communities around.

With just 1,100 homes, Trilogy has the feel of a boutique neighborhood but delivers on the perks of a much larger resort. Think poolside lunch service, a massive restaurant and social hub, live music on the weekends, and a staff that goes above and beyond to take care of residents.

14. Pennbrooke Fairways

Pennbrooke Fairways is another one of the more affordable retirement communities in Orlando, Florida. Built between 1980 and 2004, this established 55+ community has plenty of resale homes priced between the mid $100,000s and mid $300,000s.

HOA fees range from $255 to $381 depending on whether you purchase a villa, an arbor home, or a single family home. There are no CDD fees, and the community includes approximately 1,200 homes total.

One of the best things about Pennbrooke Fairways is its location right next to The Villages. The community itself features three nine-hole golf courses and a restaurant on the property, but if residents want a little more excitement they can head right across the street to access everything The Villages has to offer.

15. Heritage Hills

Heritage Hills is a 55+ community in Clermont, Florida that's in high demand! Built by Lennar, a builder known for thoughtful design and lasting quality, this neighborhood strikes a great balance between comfort, convenience, and retirement living.

Between 2006 and 2020, 1,154 homes were built here, with a mix of villas and single-family homes available for resale. Prices usually range from the high $200,000s to the mid $500,000s, making it a solid mid-range option for buyers who want value without sacrificing amenities. HOA fees run between $402 and $488 per month, and there are no CDD fees, a rare find in some active adult communities.

One thing that makes Heritage Hills feel extra special? It has it's very own golf simulator inside the clubhouse, perfect for rainy days, warm afternoons, or sharpening your swing anytime. The community's winding walking trails are another big hit, ideal for staying active or catching up with neighbors on the go.

16. Legacy of Leesburg

With just under 1,000 homes, Legacy of Leesburg is another Central Florida favorite, earning high marks for both value and a fantastic reputation. Home prices typically range from the low $200,000s to the high $400,000s, with HOA fees at a modest $278 per month and no CDD fees.

Built between 1996 and 2020, the community is now sold out, but resale homes occasionally become available. They tend to go quickly, thanks to Legacy's thoughtful layout and active lifestyle.

Residents love the beautifully maintained nature trails, variety of social clubs, and the community's welcoming atmosphere. If you're looking for a peaceful setting with a strong sense of community, you've got to check out Legacy of Leesburg.

17. Lakes of Mount Dora

Lakes of Mount Dora is one of the most unique 55+ communities in Central Florida, especially if you're looking for something both scenic and serene. Home prices typically range from the mid $300,000s to the mid $800,000s, with HOA fees at $275 per month and a one-time CDD fee of $1,000.

Construction began in 2005 and is still ongoing today, with around 950 homes set to be built. What sets this community apart is its stunning canal system. Waterways separate many of the streets, allowing residents to boat and fish right from their own backyards.

Beyond the natural beauty, Lakes of Mount Dora is just minutes from historic downtown Mount Dora, known for its charming shops, local restaurants, and weekend festivals. The community itself is peaceful, friendly, and beautiful, making it another top choice for active adult communities in Central Florida.

18. Highland Lakes

Highland Lakes is one of the best-kept secrets among 55+ communities in Central Florida, offering scenic views, strong financial value, and a welcoming neighborhood vibe. The natural lakes scattered throughout the property give the community its name and of course its charm.

Homes here were constructed between 1990 and 2002, with a total of 938 homes in the community. Resale is very popular, thanks to Highland Lakes' close-knit atmosphere and the number of updated homes available at reasonable prices. Prices typically range from the high $100,000s to the mid $300,000s.

HOA fees are around $125 per month for single-family homes and $252 per month for villas. There are no CDD fees, which adds even more value to this already affordable community.

19. Summit Greens

Summit Greens is a quaint golf community in Clermont, FL, with peaceful surroundings and fairway views. Home prices range from the high $200,000s to the high $600,000s, making it a solid option for buyers looking for variety and value.

The community includes 750 homes, built between 1990 and 2002. HOA fees range from $412 to $440 per month, with a one-time buyer contribution of $1,685. There are no CDD fees, which helps keep ongoing costs more manageable.

The smaller size of the community helps foster a friendly and connected atmosphere. And if that doesn't win you over, the newly renovated golf course just might. Plus, with the new restaurants shops, and entertainment going up nearby, Summit Greens is a great place to settle in and enjoy everything the area has to offer.

20. Royal Harbor

This lake-loving 55+ community was built between 2000 and 2008 by Pringle, another prominent builder in the Central Florida area. It includes 755 homes, with resale prices typically ranging from the low $200,000s to the low $600,000s. HOA fees are a manageable $232 per month, and there are no CDD fees (yay!).

What makes this community truly special is its setting. Nestled in rolling hills between Lake Dora and Lake Harris, it's one of the few places in the region where you can enjoy water views from some of the highest points in the neighborhood. Even more impressive? It's the only 55+ community in the area where some homes have private docks on Lake Harris. A rare and exciting perk for boat-loving retirees!

And if you don't have a private dock, don't worry. A public boat ramp sits just outside the gates, giving all residents easy access to the water. Between the scenic landscape, lake lifestyle, and peaceful atmosphere, it's a perfect community for anyone dreaming of retirement with a view.

21. Sullivan Ranch

Sullivan Ranch offers a fun twist on retirement living: it shares some of its amenities with a neighboring multigenerational community. That means more variety, more activity, and more opportunities to connect. Homes range from the low $300,000s to low $600,000s, with affordable HOA fees at just $170 per month and no CDD fees.

Construction began in 2005 and continues today, with 692 homes expected to be built. It's a great fit for retirees who want a bit more buzz in their neighborhood, or who dream of living close to kids and grandkids while still enjoying the perks of a 55+ lifestyle.

22. Scottish Highlands

Scottish Highlands is one of the original 55+ communities in the Leesburg area, built by Pringle between 1983 and 1992. With 653 homes and prices ranging from the mid $100,000s to mid $200,000s, it's a top contender for budget-friendly retirement living. HOA fees are just $200 per month, and there are no CDD fees.

While some homes may feature original finishes, many have been beautifully upgraded. Residents love the community's reputation for friendliness, security, and that comforting 'welcome home' feel that's makes it easy to settle in.

23. Arlington Ridge

Arlington Ridge is a favorite community in Leesburg, blending modern amenities and small-town charm. Built between 2006 and 2021, the community includes 1,046 homes and a whole lot to love, including a town square with its own movie theater.

Homes here typically range from the low $300,000s to mid $600,000s. HOA fees run from $367 to $405 for single-family homes and $889 for villas and duplexes. CDD fees are $1,885 annually. With its social calendar, on-site restaurant, and top-notch golf course, Arlington Ridge delivers the kind of lifestyle that keeps it top of mind for buyers and sellers alike.

24. Palms at Serenoa

Palms at Serenoa is a newer 55+ community right near the action and just minutes from Orlando's parks and attractions. With 570 homes built so far and more on the way, it's an exciting option for those looking for something brand new without breaking the bank.

Prices typically range from the mid $300,000s to high $400,000s. Monthly HOA fees are $262 for duplexes and $333 for single-family homes, with CDD fees at $1,709 and a one-time $400 resale contribution. Built by D.R. Horton, Palms at Serenoa is affordable, convenient, and in a great location. And with nearby communities just a golf cart ride away, it's easy to stay connected to friends or family.

25. Esplanade at Highland Ranch

Esplanade at Highland Ranch is one of the smaller 55+ communities in Central Florida, with just 475 homes and a cozy neighborhood vibe. Built by Taylor Morrison starting in 2015, home prices range from the low $400,000s to the high $700,000s. HOA fees are $395 per month with no CDD fees.

This community is big on location. It's right by the coast-to-coast bike trail, making it easy to cycle to downtown Winter Garden or explore Clermont on two wheels. Residents enjoy boutique-style amenities like a resistance pool, cabanas, and social spaces that are just the right size. Bonus: it's a sister community to the multigenerational Canyonlands, a great choice if you want to stay connected without sacrificing serenity.

Find Your Perfect 55+ Community

Whether you're looking for resort-style amenities, cozy community vibes, or just a place where sunshine is basically guaranteed, Orlando’s 55+ communities deliver.

Now that you’ve heard about 25 of the best retirement spots in the area, the next step is figuring out which one feels most like you. And that’s where we come in.

Our team at Explore55Plus knows these communities inside and out (we've toured them, filmed them, and maybe even hung out with some of the locals at them). We’re here to answer your questions, give you tours, and help you feel confident every step of the way.

Let’s find your perfect match—because retirement should feel like a win from day one.

Note: Updated for 2025! We’ve refreshed this blog with the latest pricing, fees, and need-to-know updates to help you plan your move with confidence.

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